ABDELAZEEM KAMEL

Digital Transformation Consultant & Senior Project Manager

Accomplished Digital Transformation Consultant and Senior Project Manager with 31+ years of progressive experience in Information Systems, Business Process Automation, and Strategic IT Management. Proven expertise in leading complex banking technology implementations across Africa, Middle East, and Commonwealth nations. Strong track record managing high-value projects involving core banking systems, digital transformation initiatives, and enterprise resource planning implementations for leading financial institutions. PMP-certified professional with demonstrated ability to deliver mission-critical solutions on schedule and within budget while maintaining stakeholder satisfaction and operational excellence.

Abdelazeem Kamel
Services

My Expertise Area

• Strategic Project Portfolio Management
• Technical Project Management (Complex IT implementations)
• Program Management and Governance
• Stakeholder Management and Executive Communications
• Team Leadership and Multi-disciplinary Coordination
• Risk Management and Mitigation Planning

• Core Banking System Implementations (Temenos T24, Phoenix)
• Retail Banking Solutions Development
• Loan Origination and Mortgage Finance Systems
• Digital Banking (Internet & Mobile Banking)
• Payment System Integration (InstaPay, Central Bank Systems)
• Financial Management Systems (Oracle E-business Suite)
• Risk Management and Compliance Systems
• CBE (Central Bank of Egypt) Reporting and Compliance

• Digital Transformation Strategy and Implementation
• Business Process Automation and Optimization
• ERP System Implementation and Management
• Enterprise Architecture and Solution Design
• Digital Archiving and Records Management
• IT Strategic Management and Planning

• Systems Analysis and Design
• Software Development Management
• Database Administration (Oracle)
• Quality Assurance and CMMI-aligned processes
• IT Audit and Compliance
• Cybersecurity Assessment and Risk Evaluation
• Business Intelligence and MIS/Reporting Systems

Resume RESUME

My Work Experience

Digital Transformation Consultant & PM
2020–Present (5+ years)
  • Led strategic development and implementation of banking solutions across portfolio of clients in Egypt, Africa, and Middle East
  • Managed end-to-end delivery of complex technology projects with budgets exceeding multiple millions EGP
  • Directed cross-functional teams in designing and deploying innovative fintech solutions
  • Overseen implementations of MIS, Reporting Systems, ERP platforms, and Cybersecurity assessments
  • Managed direct relationships with senior stakeholders at board and executive levels
Key Projects
CBE Reporting System implementation at Suez Canal Bank
Leasing Management Systems (ERP) at multiple organizations (HD Leasing, Al-Oula Leasing, Egylease, FinLease)
Digital Archiving Solution for Central Bank of Kuwait (ASC company engagement)
Cybersecurity vulnerability assessments and penetration testing across four leasing firms
MIS & Reporting Systems for multiple banking institutions
Senior Technical Project Management Consultant
Housing and Development Bank (HDB / DTS Engagement)
2010–2020 (10 years)
  • Directed technical implementation of enterprise-scale banking systems and digital transformation initiatives
  • Successfully managed 8+ major technology implementation projects with zero significant delays
  • Implemented comprehensive core banking transformation programs affecting 2,000+ employees and 500,000+ customers
Key Projects
Temenos T24 Core Banking System: Full deployment with integration to customer-facing platforms
Wolter Kluwer Risk Management System: Enterprise-wide risk assessment and compliance platform
CR2 Internet & Mobile Banking: Omnichannel digital banking platform
Human Capital Management System: Integrated HR and payroll solution
Oracle E-business Suite (Oracle Financials): Financial management
Archiving Management System: Records management and compliance solution
Real Estate Reservation Portal: Web-based customer portal
CBE Reporting System: Central Bank of Egypt regulatory reporting
Senior Implementation Project Manager (International Assignment)
Harland Financial Group USA – ITS Engagement
2006–2009 (3 years)
  • Managed high-complexity international banking implementations across four continents
  • Led delivery of Phoenix Core Banking and Fluid Internet Banking Systems to regional banks
  • Coordinated cross-border teams across multiple time zones and regulatory environments
  • Demonstrated ability to manage projects in complex political and operational environments
Key Projects
Bank Gabrone (Botswana)
Wendhoe Bank (Namibia & South Africa)
Barbados Bank (Caribbean Islands)
Grand Cayman Bank (Caribbean Islands)
Dijla & Furat Bank (Iraq)
Software Development Manager
1999–2005 (6 years)
  • Managed development of proprietary core banking solutions (ICL-Arabank system)
  • Led development teams in creating:
Key Projects
Lending System: End-to-end loan origination and management platform
Islamic Investment System: Sharia-compliant banking solutions
Remittance Management System: International fund transfer platform
Directed technical implementation of core banking modules across major Egyptian banks:
Agricultural Bank of Egypt
Alex Bank
Bank Du Caire
Al Mohandes Bank
Senior Systems Analyst
1993–1999 (6 years)
  • Conducted business and systems analysis for banking clients
  • Designed technical solutions aligned with business requirements
  • Provided technical leadership in system design and architecture
Key Achievements

Professional Milestones

2024–2025 Achievements with Trusted-IT
  • Successfully supervised 8 concurrent projects across banking, leasing, and fintech sectors
  • Delivered CBE Reporting System at Suez Canal Bank (regulatory compliance-critical project)
  • Led digital archiving solution deployment for Central Bank of Kuwait (high-profile international client)
  • Completed 4 cybersecurity assessments (vulnerability and penetration testing) with zero findings deferred to following phases
  • Managed 2 ERP implementations (Leasing Management Systems) with 100% on-time delivery
2021–2024 Major Projects at Agricultural Bank of Egypt (ABE) | Head of Banking Solutions
  • Loan Origination System: Transformed lending process from manual to automated, reducing cycle time by 60%
  • Retail Lending System: Deployed modern digital lending platform supporting 50,000+ annual applications
  • Mortgage Finance Solution: Implemented specialized system for consumer real estate financing
  • Microfinance & Consumer Finance Platform: Enabled bank to serve underserved market segments
  • Finacle Core Banking Integration: Unified multiple banking platforms into single ecosystem
2010–2020 Strategic Initiatives at Housing and Development Bank (HDB)| S. Technical PM
  • Led complete digital transformation affecting 15+ banking locations and 2,000+ staff
  • Achieved zero customer-facing outages during 10-year transformation program
  • Deployed 8 enterprise systems impacting 500,000+ active customers
  • Managed technology refresh with total project value exceeding EGP 200 million
  • Maintained 99.5%+ system availability throughout transition periods
2006–2009 International Delivery Excellence | Senior Core Banking Implementation PM
  • Successfully managed complex international implementations with local regulatory compliance in 5 countries
  • Delivered projects across multiple regulatory frameworks (Botswana, Namibia, South Africa, Caribbean, Iraq)
  • Maintained consistent delivery quality despite cultural, language, and infrastructure challenges
1999–2006 Core Banking Solutions Development at ICL Egypt / Fujitsu | Solution Architect
  • Leading a team of 13 professional developers to build major core banking solutions like Retail Lending, Corporate Lending, RTGS and Remittance
1993–1999 Core Banking Solutions Development at Banque Misr | S. Software Developer
  • Developed Complex Banking Solutions
  • Managed the Oracle Database Administration as an Oracle Certified DBA
Professional Certifications

My Certifications

Certified Professional Risk Manager (PRM)
PRMIA 2012
Project Management Professional (PMP)
PMI 2006
Certified CMMI (Capability Maturity Model Integrated) Implementer
QAI India 2005
Certified Systems Analyst (CSA)
NCC England 2005
Certified Quality Auditor (CQA) ISO 9001/2000
BSI England 2005
A Mix of Direct Clients & Project Contributions

Practical Experience Across Organizations

Banking Sector

Financial Services & Leasing

International Clients

Technical Expertise

Technical Skills & Tools

Core Banking Platforms

Temenos T24, Phoenix Banking System, ICL-Arabank

Enterprise Systems

Oracle E-business Suite, Finacle, Temenos Suite

Risk & Compliance

Wolter Kluwer Risk Management, CBE Reporting Systems, ISO 9001 processes

Digital Banking

CR2 Internet & Mobile Banking, Fluid Internet Banking

Database

Oracle DBA, administration, optimization, and architecture

Integration Platforms

Payment gateway systems, multi-bank consolidation

Specialized Solutions

Digital archiving, real estate portals, loan origination systems

ABDELAZEEM KAMEL

Digital Transformation Consultant & Senior Project Manager

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31+

Years of Experience

50 +

Successful Projects

I have had the opportunity to work on several projects that have allowed me to develop my skills showcase.

50 +

Satisfied Clients

I have had the opportunity to work with various clients who have trusted me with their projects.

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